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The Last Word On The CRA: An Interview With Ron Grzywinski

Searching for a politically convenient scapegoat to the nation’s mortgage meltdown, conservatives have focused their attention on the Community Reinvestment Act (CRA), a law passed by former President Jimmy Carter that requires banks to lend throughout the communities they serve. As the theory goes, CRA regulations placed tremendous pressure on banks to extend loans to people who were unfit to borrow, leading to an explosion in subprime mortgages and eventually a rash of foreclosures.

Chicagoan Ron Grzywinski, a co-founder of ShoreBank, thinks this argument is hogwash. And he should know.

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The Clipboard Army: Registration Drives Swell Illinois' Voter Ranks

For every new voter a canvasser enlists, one must endure an untold number of scowls, stares, and slammed doors. And like most organizing newbies, Lolita Roberts received her fair share of rejection during her first seven weeks pounding the cement in Illinois' 11th Congressional District. But the Chicagoan didn’t quit, and her hard work is starting to show results.

It’s late in the afternoon and Roberts has her sights set on a two-story house in the middle of Joliet’s 2nd Ave. Four twenty-somethings are relaxing on the porch, smoking cigarettes, and enjoying some late summer sun. Roberts dodges a few potholes, pulls her car onto the curb, and jumps onto the lot. “Hi everybody, I’m Lolita Roberts from Local 1,” she exclaims. “Are you all registered to vote?” Two men step down to greet her. The first says he’d visited the DMV a month before and was now waiting to receive his voter card in the mail. The second, a gregarious guy sporting a big lime-green t-shirt, can’t remember the last time he voted. Roberts gets to work, whipping out her clipboard, explaining how easy the process was, and showing him where to start.

Meanwhile, a car pulls in front of the house -- two women in front and three kids stuffed in the back. The driver kindly asks if she can register on the spot. Not one to miss an opportunity, Roberts shifts into high gear, gravitating confidently between the two registrants, asking all the right questions without hesitation. Once they both finish, she makes the rounds, poking her head around the corner and into nearby cars, double-checking that she didn’t miss anyone. “Now remember, Election Day is November 4,” she reminds them before we drive away. “Make sure you get out and vote!"

Although her mom was a long-time precinct captain on Chicago’s South Side, Roberts isn’t a political veteran herself. In fact, the 47-year old mother of four has worked for nine years as an inspector at a Chicago glass company. But seven weeks ago, she was thrown headfirst into a voter registration drive run by the Service Employees International Union (SEIU), of which she is a member.

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A Growing Movement: Urban Farming In Chicago

It was just past 9 am and the sun was already beating down on the dozen or so teens assembled in a small corner of Chicago's Grant Park. Wisely, Jessica Ellis assumed a spot in the shade. The 18-year-old had picked up a few tricks since she started working at the well-manicured farm just west of Columbus Drive two years prior. As she sat and washed freshly-harvested collard greens and cabbage, her peers bee-lined to the farm beds that formed the perimeter of the park, beginning the more arduous work of trimming and bundling a variety of lettuces. None seemed to notice the heat; the volunteers dug away, sharing a laugh in between snips. Ellis noted that the work made the trek down from her Cabrini Green home worthwhile. "I like planting and getting my hands dirty," she said.

This uncommon but picturesque urban scene took place on a piece of property operated by Growing Power, a national nonprofit organization and land trust dedicated to developing sustainable community food systems. Will Allen, a former NBA player with an agricultural background, created the organization a decade ago after purchasing the last remaining farm in Milwaukee. Following a brief foray into the world of for-profit food production, he pivoted, developing a comprehensive, non-profit agricultural complex complete with greenhouses, composts, outdoor pens for livestock, and a small retail store. He also implemented an urban farming training program that teaches schools, government agencies, and community members how to operate and sustain farms themselves.

In 2002, Allen's daughter Erika expanded the organization's reach 90 miles south to Chicago, where she had been living, studying, and working for 15 years. In just six short years, Allen, her staff, and local residents have collaborated on three projects: a traditional community garden adjacent to Cabrini Green, a half-acre site in Jackson Park on the city's South Side -- used for both high-intensity food production and as a community garden for local gardeners -- and the plot downtown. On just 12,000 square feet of land in what Allen calls "the front yard of Chicago," Growing Power cultivates 150 varieties of vegetables, herbs, and edible flowers. On top of the farming work, Allen's staff participates in farmers markets, supports other small projects like school gardens, and serves as a "leadership hub" for folks who are interested in the work. "People find us," says Allen. "They find us, they invite us in, and we assist.”

More and more people are doing just that. Growing Power is one of several organizations in Chicago working to improve access to quality food through urban agriculture. While historically food production has taken place in the open spaces of rural America, a growing number of urban denizens are beginning to till city plots in hopes of addressing a variety of intractable social injustices. Although limited in scale, the movement is maturing and could soon become a pivotal player in the nation's fight to cut carbon emissions and empower underserved communities.

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Progress Illinois At The DNC